Austrian School opinion on the LA fires?

Not sure I’ve seen this posted on here yet. Pretty clear case if you ask me.

1) State institutes price controls for insurance coverage premiums in at risk areas. 2) Insurers flee the coast because they cannot operate without nimble rate adjustments 3) State mismanages funds and resources, exacerbating an already primed natural disaster crisis 4) Consumers get shafted with little to no insurance and little to no support from the State.