Trump Student Loan Settlement: What It Actually Means

Recent headlines about the Trump administration settling a student loan lawsuit have sparked questions about whether the administration reversed course on mass forgiveness. The answer is no, but the full story is more nuanced.

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Cato’s Andrew Gillen explains in a new blog post that the settlement simply honors existing statutory repayment plans while the administration phases out regulatory programs by 2028. It’s a win for the rule of law, not a policy reversal.

Gillen is available to clarify the distinction between statutory obligations and mass forgiveness initiatives, and what this means for borrowers navigating the system. If you’d like to schedule an interview, please reach out to Madison: mmiller@​cato.​org.